It's a confusing time in the real estate world.  Demand for housing is on the rise, borrowing is more difficult, and buyers are demanding more for their investment.  Now, more than ever,  you'll need the right team to avoid delays, additional fees and unnecessary headaches. Your solid team should consist of: Your Real Estate Agent Always ask for a referral.  You'll have a better chance of finding an experienced professional who is knowledgeable about the area  (and whom you

Both Residential and Commercial transactions are increasing. In this article, we discuss the increased number of transactions we are seeing. The first article focuses on how the lending climate has changed.  The second article touches upon Buyers’ changing expectations and how the Lending model is evolving to meet the new expectations.  The third contribution briefly comments on the improving economy and how this may impact the matter. We represent both buyers and sellers, and have seen over a

This is the third contribution discussing our interpretations of how real estate and lending is evolving.  The first article focuses on how the lending climate has changed.  The second article touches upon Buyers' changing expectations and how the Lending model is evolving to meet the new expectations.  This third contribution briefly comments on the improving economy and how this may impact the matter. There are several signs that the economy is on the uptick.  One indicator is expenses

This is the second contribution of how real estate and lending is recalibrating.  The first article focused on how the lending climate has changed.  This second article touches upon Buyers' changing expectations and how the Lending model is evolving to meet the new expectations. Younger buyers are seeking turnkey homes.  In the recent past, it seemed that most young buyers were looking for homes that offered the sweet return of sweat equity.  Today, however, with ever

From what I know about conducting residential and commercial closings over the past sixteen plus years, I can tell you that since the "recession", there were many new regulations enacted to eradicate predatory lending and marginal loans (to try to avoid the foreclosure "title" wave).  In doing so, however, regulators created a much stricter lending environment. For one thing, Fannie Mae and Freddie Mack, in addition to other loan guarantors, now back almost all mortgages.  Hence, more